Residential
High Net Worth (HNW) Mortgages
Bespoke solutions for HNW and UHNW individuals with complex finances.
High Net Worth and Ultra High Net Worth individuals often have complex financial arrangements, which can make securing a mortgage through standard routes challenging. Income may be derived from multiple sources, including investments, business interests, and offshore assets.
At Mayfair Mortgage Co, we offer discreet, bespoke mortgage solutions tailored to HNW clients. We work with private banks and specialist lenders who take a holistic view of your wealth rather than applying standard income multiples. Whether purchasing a primary residence, second home, or investment property, we ensure your mortgage is structured to align with your overall wealth strategy and lifestyle needs.
Home Mover Mortgages
Tailored mortgages for those moving to a new home.
When it’s time to move home, you need a mortgage that fits your changing needs. At Mayfair Mortgage Co, we offer bespoke home mover mortgages, helping you secure the right deal whether you’re upsizing, downsizing, or relocating.
We’ll assess whether it makes sense to port your existing mortgage or switch to a new deal. Our advisers are here to ensure you make an informed choice, factoring in early repayment charges, affordability, and your future plans.
If you’re moving to a more expensive property, we can arrange additional borrowing to bridge the gap. Our experienced team works with a wide range of lenders to secure competitive rates and flexible terms.
Moving home comes with its own challenges. With Mayfair Mortgage Co by your side, you’ll benefit from clear guidance, expert support, and a streamlined process, giving you peace of mind every step of the way.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Remortgages
Options for better rates, releasing equity, or changing terms.
At Mayfair Mortgage Co, we help homeowners make the most of their mortgage through carefully tailored remortgage options. Whether your current deal is coming to an end or you want to release equity for a renovation project, our team offers expert guidance.
Remortgaging can be an effective way to reduce your monthly payments, secure a better rate, or switch your mortgage terms. We’ll compare deals from a wide range of lenders, ensuring you access competitive rates that suit your financial goals.
If your property has increased in value, remortgaging could release funds for home improvements, consolidating debt, or other big plans. Our team carefully assesses your needs and future goals before recommending the most suitable remortgage solution.
With Mayfair Mortgage Co, you’ll benefit from a simple, transparent process and professional advice at every stage, making remortgaging straightforward and stress-free.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Self-Build Mortgages
Finance for building your own home, including stage payments and custom builds.
Building your dream home is an exciting venture—and at Mayfair Mortgage Co, we’re here to make it a reality. Self-build mortgages are designed specifically for those constructing their own property, with funds released in stages as the build progresses.
We work with specialist lenders who understand the unique needs of self-build projects. Whether you’re buying a plot of land or starting construction, we ensure your mortgage aligns with your build schedule and budget.
Our self-build mortgages offer flexibility, with stage payments typically released after each phase—land purchase, foundations, and completion. With Mayfair Mortgage Co guiding you through the complexities, you can focus on bringing your dream home to life.
From initial planning to the final brick, we provide tailored advice and expert support, ensuring your self-build journey runs smoothly from start to finish.
Your home may be repossessed if you do not keep up repayments on your mortgage.
First-Time Buyer Mortgages
Helping first-time buyers take their first step onto the property ladder.
Buying your first home can feel overwhelming, but at Mayfair Mortgage Co, we make the process simple and stress-free. Our team specialises in guiding first-time buyers through every step, offering expert advice and tailored mortgage solutions that suit your financial situation.
Many first-time buyer mortgages come with favourable terms, such as lower deposit requirements and competitive interest rates. We help you explore government-backed schemes like the Mortgage Guarantee Scheme and the First Homes Scheme, which can make homeownership more accessible.
At Mayfair Mortgage Co, we take time to understand your individual circumstances, ensuring we recommend the most suitable mortgage products. Whether you’re buying on your own or with a partner, we’ll explain the process clearly, so you know exactly what to expect.
Our advisers are also here to support you with the additional costs of buying a home, such as stamp duty, legal fees, and surveys. We’re committed to making your first home purchase a positive experience, offering clear guidance and reliable support from start to finish.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Green Mortgages
Finance for buying, remortgaging or improving an energy-efficient home.
Green mortgages can be useful for residential buyers and homeowners who are purchasing, remortgaging or improving an energy-efficient property. Most lenders link eligibility to the home’s Energy Performance Certificate, commonly offering incentives where the property has an EPC rating of A or B. These incentives may include cashback, a lower interest rate, or access to additional borrowing for upgrades such as insulation, solar panels, improved glazing or heating improvements.
For homeowners, the benefits can go beyond the mortgage deal itself. A more efficient home may help reduce energy bills, improve comfort and make the property more attractive when selling in the future. However, a green mortgage should still be compared against standard mortgage options, as the “green” product is not always the cheapest overall once rates, fees and cashback are considered.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Contact us
We’re just a phone call away.
- 3rd Floor 45 Albemarle Street Mayfair London W1S 4JL
- chanelle@mayfair-mortgage.co.uk
- 0208 044 8517
- 07954 349 266
- Mon - Fri : 09:00 am - 06:00 pm