Mayfair Mortgage Co.

Finance

Commercial Finance

Commercial finance provides businesses with the funding they need to operate, grow, or invest in new opportunities. Whether you’re a small business looking for working capital or a larger company seeking funds to purchase property or equipment, commercial finance offers flexible solutions to support your objectives.

At Mayfair Mortgage Co., we arrange tailored commercial finance packages designed to meet the specific needs of your business. Our team has extensive experience working with a variety of industries, helping clients access competitive funding options, from business loans to commercial mortgages.

One of the most common forms of commercial finance is a commercial mortgage, ideal for businesses looking to purchase or refinance commercial premises. Whether it’s an office building, retail space, or industrial unit, we can help secure competitive terms that work for your business.

We also offer asset finance, enabling businesses to purchase essential equipment, vehicles, or machinery without tying up valuable cash reserves. This solution allows for manageable repayments, freeing up capital for other areas of your business.

For day-to-day operational needs, our business loans provide a practical solution. These loans can support anything from hiring staff and purchasing stock to funding marketing campaigns.

Whatever your goals, Mayfair Mortgage Co. is here to provide clear advice and reliable solutions that help your business thrive.

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Bridging Loans

A bridging loan is a short-term funding solution that helps to bridge the gap between an immediate need for finance and a longer-term solution. Often used in property transactions, it can provide quick access to funds when time is of the essence—whether you’re purchasing a property at auction, breaking a chain, or funding renovation works.

At Mayfair Mortgage Co., we offer flexible bridging loan solutions for both residential and commercial property transactions. We understand the need for speed and efficiency in these situations and work with an extensive panel of lenders to secure the right deal for you.

Bridging loans are typically arranged over a short period—ranging from a few weeks up to 12 months—and are usually repaid once a property is sold or long-term finance is secured. Interest is often rolled up and paid at the end of the term, which can help ease cash flow in the short term.

While interest rates for bridging loans tend to be higher than traditional mortgages, they offer a valuable option when fast funding is required. Our experienced advisers at Mayfair Mortgage Co. will guide you through the process, ensuring you secure a competitive rate and a solution tailored to your circumstances.

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Development Finance

Development finance is a specialist funding solution for individuals or companies undertaking property development projects. Whether you’re building your own home, converting a property, or taking on a larger development scheme, this type of finance is designed to support your project from start to finish.

At Mayfair Mortgage Co., we work with experienced developers and first-time self-builders alike. Our development finance solutions are tailored to each project, with funds typically released in stages to match key milestones—such as land purchase, groundworks, and build completion. This staged approach helps you manage cash flow effectively as the project progresses.

Self-development loans can offer competitive interest rates, making them a popular choice for property developers and self-builders. However, they do usually require a significant deposit, and lenders often ask for detailed plans, costings, and planning permission before approving funding.

Our team at Mayfair Mortgage Co. offers expert guidance throughout the process. We’ll help you prepare a strong application, ensuring you meet lender criteria and secure funding on the best possible terms.

Whether you’re building a dream home or developing property for resale, we’re here to support your vision with clear advice and tailored finance solutions.

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.